Home Owner Insurance

A Homeowner's Insurance Policy will cover your most valuable assest and our staff here at Sabatino Insurance Agency will provide you with a Homeowner's Package of Protection that includes:

• Home and any Attached Structures.
• Other Structures at your premises separate from the dwelling.
• Loss of Use which covers the additional living expenses you incur due to temporary relocation.
• Personal Liability for personal injury, including bodily injury or property damage claims brought against you anywhere in the world.
• Medical Payments to others who are injured in an accident arising from your premises or personal activities.

This policy consists of several other extra protection features. Some of these include:

• Identity theft
• Payment up to the personal property limit for loss of contents of a refrigerator or freezer from either power or mechnical failure.
• Coverage up to $3,000 for theft of jewelry, watches, and furs.
• Reimbursement for fire extinguisher recharge after a fire loss.
• Payment for replacement of automatic garagare door transmitters which have been stolen. Coverage is also provided for the cost to reprogram the frequency on additional transmitters and/or the control unit box.
• Personal umbrellas of up to $5 million.